Insurance Supplement Request Example
This is an example supplement package generated by ClaimLeak for a residential roof replacement claim. The insurance estimate was $7,404 while the contractor estimate was $13,413 — a gap of over $6,000 in missing and underpaid scope.
All data below is from a sample claim. Your supplement will be generated from your actual estimates.
How This Supplement Was Generated
1. Upload estimates
Insurance PDF + contractor XLSX uploaded
2. Automated comparison
6 discrepancies + 8 missing items found
3. Supplement generated
Letter with code citations in 90 seconds
Claim Summary
$7,404
Insurance Estimate
$13,413
Contractor Estimate
$7,809
Supplement Requested
14
Items Identified
Generated Supplement Request Letter
Claim Reference & Overview
This supplement request addresses scope and pricing discrepancies identified in the initial estimate for roof replacement at the subject property. The contractor estimate reflects standard industry practices and code-compliant installation requirements.
Scope Discrepancies
Install architectural shingles
Insurance: $4,620.00 | Contractor: $6,490.00 | Variance: $1,870.00
This amount reflects accurate material costs and labor requirements for proper architectural shingle installation.
Install seamless aluminum gutter
Insurance: $350.00 | Contractor: $456.00 | Variance: $106.00
This pricing accounts for proper seamless gutter fabrication and installation per manufacturer specifications.
Flashing replacement
Insurance: $180.00 | Contractor: $330.00 | Variance: $150.00
This amount reflects industry standard pricing for corrosion-resistant flashing materials and proper installation techniques.
Ridge cap shingles
Insurance: $120.00 | Contractor: $288.00 | Variance: $168.00
This pricing reflects manufacturer-specified ridge cap shingles rather than field-cut alternatives to maintain warranty compliance.
Starter strip
Insurance: $90.00 | Contractor: $420.00 | Variance: $330.00
This amount accounts for proper starter strip materials and installation per manufacturer requirements.
Remove damaged gutter
Insurance: $50.00 | Contractor: $144.00 | Variance: $94.00
This pricing reflects standard labor rates for safe gutter removal and disposal.
These items reflect standard scope required to complete the repair/replacement in accordance with industry standards and manufacturer installation requirements.
Missing Scope Items
Tear off existing shingles — $1,540.00
Removal of the existing roofing system is required prior to installation of new materials and is necessary to inspect decking and install new roofing components properly.
Synthetic underlayment — $1,210.00
Underlayment installation is required per IRC R905.2.7 beneath all asphalt shingle roof coverings.
Drip edge installation — $810.00
Drip edge installation is mandatory per IRC R905.2.8.5 at all eaves and gables of shingle roofs.
Ice & water shield — $570.00
Ice barrier installation is required per IRC R905.2.7.1 in areas where average January temperatures are 25°F or less.
Dumpster & disposal — $450.00
Waste removal and disposal are necessary components of roof replacement projects and represent standard industry practice.
Permit & inspection — $275.00
Building permits are required per IRC R105.1 for roof replacement in most jurisdictions.
Roof vent replacement — $250.00
Proper attic ventilation is required per IRC R806.1 to maintain code compliance and prevent moisture issues.
Jobsite cleanup — $180.00
Final cleanup is standard practice to ensure safe site conditions and proper project completion.
Building Code Compliance
Several items identified in this supplement are required to meet current building codes and manufacturer installation specifications.
- IRC R905.2.8.5: Drip edge required at eaves and gables, extending min. 0.25" below sheathing and 2" back on roof.
- IRC R905.2.7: Underlayment required beneath all asphalt shingle coverings per ASTM D226, D4869, or D6757.
- IRC R905.2.7.1: Ice barrier required from eave to 24" inside exterior wall line in cold climate zones.
- IRC R905.2.6: Starter strip required at all eave and rake edges per manufacturer instructions.
- IRC R905.2.8.3: Flashing required at wall intersections, slope changes, and roof openings. Min. 0.019" corrosion-resistant metal.
- IRC R806.1: Enclosed attics require ventilation with min. 1/150 net free area ratio.
- IRC R105.1: Building permit required for roof replacement in most jurisdictions.
Failure to include these components would result in a repair that does not meet current code requirements or manufacturer warranty conditions.
Requested Revisions
The total supplement amount requested is $7,809.00. A revised estimate reflecting these items is requested.
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