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Insurance Supplement Resources

Guides, templates, and references for contractors, public adjusters, restoration companies, and supplement writing services.

Guide

How to Write a Roofing Insurance Supplement Request

Step-by-step guide to writing professional supplement requests that adjusters take seriously. Includes formatting tips, code citations, and common mistakes to avoid.

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Reference

Most Common Items Missing from Insurance Roof Estimates

The 12 scope items insurance adjusters routinely leave out of roof replacement estimates — and the IRC code sections that require them.

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Guide

Contractor Estimate vs Insurance Estimate: How to Find Missing Scope

How to systematically compare your contractor estimate against the insurance estimate to identify every missing and underpaid line item.

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Reference

Roof Replacement Code Requirements Insurance Adjusters Overlook

IRC building code requirements for roof replacement that justify additional scope in supplement requests. Drip edge, underlayment, ice & water shield, ventilation, and more.

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Template

Insurance Claim Supplement Letter Example (With Template)

A real-world example of a professional insurance supplement request letter for a roof replacement claim, with annotations explaining each section.

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Guides

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